Boating in Mandeville is a popular pastime, but what happens when an on-water incident occurs? Understanding how to handle a boat insurance claim can help you navigate these choppy waters with confidence. Let’s explore the steps you should take following an incident.
Immediate Steps After an Incident
At Chabert Insurance of the Northshore, we understand the stress that comes with an on-water incident. Your first priority should be the safety of all passengers. Once everyone is safe, document the incident as thoroughly as possible. This includes taking photos of the damage and noting the details of the incident.
Filing a Boat Insurance Claim
Once you’ve documented the incident, it’s time to file a claim with your insurance company. Provide them with all the information you’ve gathered, including photos and a detailed account of the incident. It’s also a good idea to keep a record of any communication with your insurance company.
Understanding the Claims Process
After you’ve filed your claim, your insurance company will review the information and determine the extent of your coverage. This process can take some time, so it’s important to be patient. If your claim is approved, your insurance company will provide compensation for repairs or replacement, depending on your policy.
How Chabert Insurance of the Northshore Can Help
At Chabert Insurance of the Northshore, we’re committed to helping Mandeville boaters navigate their insurance needs. We can guide you through the claims process, ensuring you understand your coverage and what to expect.
