Boat Insurance Tips for Mandeville’s Weekend Adventurers

Posted on July 29, 2025July 29, 2025 by admin

For many residents of Mandeville, LA, weekends are best spent on the water. Whether you’re cruising across Lake Pontchartrain, fishing with friends, or enjoying a family outing, boating is a beloved pastime. However, with great fun comes great responsibility. Boat insurance is a crucial part of ensuring your adventures remain stress-free, no matter what surprises the water may bring.

Why Boat Insurance Is Essential for Mandeville Boaters

Accidents can happen even to the most experienced boaters. From collisions to unexpected weather, the risks of being on the water are real. Boat insurance provides financial protection for damages, liability, and even medical expenses in the event of an incident. Chabert Insurance of the Northshore, located in Mandeville, LA, specializes in helping local boaters find coverage that fits their needs, so you can focus on enjoying your time on the water.

Coverage Options to Consider

Not all boat insurance policies are created equal. Here are some key coverage options Mandeville boaters should consider:

Liability Coverage: Protects you if you’re at fault in an accident, covering damages to other boats or property.
Comprehensive Coverage: Covers non-collision incidents, such as theft, vandalism, or storm damage.
Medical Payments: Provides coverage for injuries sustained by you or your passengers.
Uninsured Boater Coverage: Protects you if you’re involved in an accident with an uninsured boater.

By tailoring your policy to include these options, you can ensure you’re fully protected during your weekend adventures.

Tips for Staying Safe on the Water

While insurance is essential, prevention is always the best strategy. Here are some tips for Mandeville boaters to stay safe:

Check the weather forecast before heading out to avoid unexpected storms.
Ensure your boat is properly maintained and equipped with safety gear.
Follow local boating regulations and speed limits on Lake Pontchartrain.
Keep a first-aid kit and emergency supplies on board at all times.

By taking these precautions, you can minimize risks and enjoy your time on the water with confidence.

Partner with Chabert Insurance for Reliable Coverage

Weekend boating should be about relaxation and fun, not worrying about what could go wrong. Chabert Insurance of the Northshore is here to help Mandeville residents find the perfect boat insurance policy for their needs. Visit our website or stop by our office to learn more about how we can assist you in protecting your watercraft and ensuring your adventures are worry-free.

Boat Insurance Claims in Mandeville: What to Do After an On-Water Incident

Posted on April 30, 2025April 22, 2025 by admin

Boating in Mandeville is a popular pastime, but what happens when an on-water incident occurs? Understanding how to handle a boat insurance claim can help you navigate these choppy waters with confidence. Let’s explore the steps you should take following an incident.

Immediate Steps After an Incident

At Chabert Insurance of the Northshore, we understand the stress that comes with an on-water incident. Your first priority should be the safety of all passengers. Once everyone is safe, document the incident as thoroughly as possible. This includes taking photos of the damage and noting the details of the incident.

Filing a Boat Insurance Claim

Once you’ve documented the incident, it’s time to file a claim with your insurance company. Provide them with all the information you’ve gathered, including photos and a detailed account of the incident. It’s also a good idea to keep a record of any communication with your insurance company.

Understanding the Claims Process

After you’ve filed your claim, your insurance company will review the information and determine the extent of your coverage. This process can take some time, so it’s important to be patient. If your claim is approved, your insurance company will provide compensation for repairs or replacement, depending on your policy.

How Chabert Insurance of the Northshore Can Help

At Chabert Insurance of the Northshore, we’re committed to helping Mandeville boaters navigate their insurance needs. We can guide you through the claims process, ensuring you understand your coverage and what to expect.

Insuring Your Sailboat: What You Need to Know in Mandeville, LA

Posted on December 31, 2024January 6, 2025 by admin

Sailboats are a common sight on the waters around Mandeville, LA. If you’re a sailboat owner, it’s important to understand your insurance needs. Chabert Insurance of the Northshore is here to guide you through the process.

Why You Need Sailboat Insurance

Sailboat insurance provides coverage for damage to your boat, liability in case you’re at fault in an accident, and protection against theft or vandalism. It can also cover your personal belongings on the boat and expenses like towing or salvage costs.

Understanding Your Sailboat Insurance Coverage

Sailboat insurance typically includes comprehensive and collision coverage, liability coverage, and uninsured/underinsured boater coverage. You may also want to consider additional coverages like equipment coverage for your sails, rigging, and other equipment, and towing and assistance coverage.

Choosing the Right Sailboat Insurance Policy

Choosing the right sailboat insurance policy depends on several factors, including the value of your sailboat, how you use it, and your budget. Chabert Insurance can help you navigate your options and choose the policy that best fits your needs.

Get Your Sailboat Insurance Today

Don’t let the unexpected ruin your sailing adventures. Protect your sailboat with a tailored insurance policy from Chabert Insurance of the Northshore. Contact us today to learn more about our sailboat insurance options in Mandeville, LA.

Decoding Boat Insurance: What Every Boat Owner in Mandeville, LA Needs to Know

Posted on September 23, 2024September 20, 2024 by admin

As a boat owner in picturesque Mandeville, LA, understanding the nitty-gritty of boat insurance can be overwhelming. Here at Chabert Insurance of the Northshore, we’re committed to breaking down the walls of complexity and providing straightforward guidance on everything boat insurance-related.

Defining Louisiana Boat Insurance

Boat insurance is a type of insurance coverage designed to protect you and your boat against liability and damage in the unfortunate event of an accident. The coverage can apply to any motorized water vehicle, including fishing boats, paddle boats, leisure crafts, yachts, and more.

Knowing What’s Included in Your Boat Insurance Policy

Boat insurance policies typically cover collision damage, property damage, bodily injury, and comprehensive coverage for incidents out of your control, such as vandalism or theft. Many policies offer additional coverage options, such as coverage for medical payments, personal effects, uninsured watercraft, and more.

Appreciating the Importance of Boat Insurance in Mandeville, LA

The importance of boat insurance can’t be overstated, especially in Mandeville where boating is more than just a leisure activity; it’s a way of life. A good boat insurance policy can help protect you from potentially hefty financial losses, whether from a boating accident or property damage. It’s about peace of mind, knowing you’re protected while enjoying your time on the water.

Trusting Chabert Insurance for Your Boat Insurance Needs

Choosing the right boat insurance involves careful consideration of a range of factors, and that’s where we come in. At Chabert Insurance of the Northshore, we pride ourselves on delivering personalized service and bespoke boat insurance solutions to meet the unique needs of each Mandeville boater we serve.

Chabert Insurance: The Ehrhardt Agency