Louisiana's local independent agency

Local insurance for your home, your car, and your business — from a team that answers the phone.

Chabert Insurance The Ehrhardt Agency is independent, so we shop many carriers for you and explain your options in plain language. Two offices, Mandeville and New Orleans, serving Louisiana and Mississippi.

Mandeville & New Orleans Insurance Agents

A Louisiana agency that treats you like a neighbor

Chabert Insurance The Ehrhardt Agency is an independent, locally owned agency with offices in Mandeville and New Orleans. We serve families and businesses across Louisiana and Mississippi, and we shop many carriers so your coverage fits your life and your budget.

Our team explains your options in plain language and stays with you after the policy starts. We review your coverage every year, answer the phone when you call, and stand beside you when it is time to file a claim.

Why Choose Our Louisiana Agency

Insurance help you can count on

You get a licensed local agent, a yearly coverage check, and honest answers about price and protection.

Locally owned and operated

A Louisiana team that knows the area, the carriers, and the weather risks here.

Independent agency

We shop many carriers and bring you coverage that fits your budget.

Home, auto, and business in one place

Fewer contacts to remember and simpler service when something changes.

Annual policy review

We keep your coverage current every year as your life and business change.

Two offices, one team

Mandeville and New Orleans, serving clients across Louisiana and Mississippi.

Claims support

We advocate for you at claim time and stay on the file until it closes.

Your Local Licensed Insurance Agents

The people behind your policy

Our licensed agents live and work here. You will know who handles your account and how to reach them.

Ryan J. Ehrhardt

Owner / Licensed Agent

Benjamin Burbrink

Sales Manager / Licensed Agent

Ken Ehrhardt

Customer Service Manager / Licensed Agent

5-Star Rated by Louisiana Clients

What our clients say

Louisiana families and business owners rate us 5 stars for clear advice and fast answers.

139+ five-star reviews across our Mandeville and New Orleans offices

Local coverage, real people, real peace of mind.

[CONFIRM name]

Google review · Mandeville office

Home, Auto, Flood, Commercial & Life Insurance

Insurance built around your life in Louisiana

We compare coverage across many carriers and build one program that protects everything you own.

Home Insurance

Cover the cost to rebuild your house, replace your belongings, and answer a liability claim against your household.

Auto Insurance

Protect your vehicles with liability, collision, and uninsured motorist limits that hold up after a serious Louisiana wreck.

Flood Insurance

Your homeowners policy excludes flood. We quote NFIP and private options for your building and its contents.

Commercial Insurance

Liability, property, workers' compensation, and commercial auto for Louisiana businesses, priced against how your company operates.

Life Insurance

Replace the income your family depends on, with term and permanent options priced across several carriers.


Umbrella Insurance

Add a layer of liability protection above your auto and home limits, usually for a modest premium.


Ruston

Baton Rouge

Mandeville

Gretna

Louisiana Home Insurance

Home insurance built around where you live

Home insurance is our specialty. We write homeowners policies across Louisiana and price them against the wind, hail, and flood risk in your parish.

Areas we cover

[CONFIRM name]

Google review · Mandeville office

Explore More

Commercial Insurance for Louisiana Businesses

Coverage that keeps your business running

We build commercial programs around how your company actually operates, then compare carriers on price and claim service.

General Liability

General Liability

Covers claims of bodily injury or property damage that come from your day-to-day operations.

Commercial Property

Commercial Property

Protects your building, equipment, and inventory against fire, storm, theft, and other covered losses.

Workers' Compensation

Workers' Compensation

Pays medical care and lost wages when an employee is hurt on the job, as Louisiana requires.

Commercial Auto

Commercial Auto

Covers the vehicles your business owns, along with the employees who drive them for work.

Professional Liability Insurance

Professional Liability

Covers claims that your professional advice or services caused a client a financial loss.

Cyber Liability

Cyber Liability

Handles breach response, notification costs, and liability after customer data is exposed.

[CONFIRM name]

Google review · Mandeville office

Business Insurance by Industry

Specialized coverage for your line of work

Every trade carries its own risks. We know the coverage these Louisiana businesses need and where the gaps usually sit.

Plumbers

Liability, tools, and commercial auto coverage built for water damage claims and job-site risk.

Restaurants

Property, liquor liability, and spoilage coverage for kitchens, dining rooms, and your staff.

Real Estate Investors

Landlord property, liability, and vacancy coverage for rentals, flips, and multi-unit buildings.

[CONFIRM name]

Google review · Mandeville office

How to Get Insured in 4 Steps

Getting covered is simple

You talk to a licensed agent from the first call to the annual review.

1

Tell us about you

Share what you want to protect. A licensed agent asks about your home, vehicles, family, or business and gathers the details carriers need.

2

We shop our carriers

We compare options across the markets we represent and look at price, coverage limits, and how each carrier handles claims.

3

Review your choices

We explain coverage and price in plain language, side by side, so you can see the trade-offs before you choose.

4

Get covered

Your policy starts, you get your documents, and we review the coverage with you each year.

Review our Mandeville office Review our New Orleans office

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Top Insurance Carriers We Represent

We shop trusted national and regional carriers

Because we represent many companies, we can move your policy when another carrier serves you better.

[CONFIRM name]

Google review · Mandeville office

Serving Louisiana & Mississippi

Licensed across Louisiana and Mississippi

Visit either office or handle everything by phone and email. Same team, same records, both states.

Louisiana

Offices in Mandeville and New Orleans, serving the North Shore, greater New Orleans, and beyond.

Mississippi

Licensed for personal and commercial policies across the state.

Mandeville Office

240 Dalwill Dr, Suite B, Mandeville, LA 70471

Office hours: Monday – Friday, 8:00 a.m. – 5:00 p.m.

New Orleans Office

824 Elmwood Park Blvd, Suite 145, New Orleans, LA 70123

Office hours: Monday – Friday, 8:00 a.m. – 5:00 p.m.

A Message From Owner Ryan Ehrhardt

I opened this agency because insurance should feel like a conversation, not a form. My team and I sit down with each client, look at what matters to them, and find the carrier that fits. When a storm comes through or a car gets hit, you call us and we pick up.

Ryan J. Ehrhardt

Owner / Licensed Agent

[CONFIRM name]

Google review · Mandeville office

Louisiana Insurance Questions, Answered

Questions clients ask us

Short answers to what people ask before they switch agencies.

  • What does an independent insurance agency do?

    An independent agency represents many carriers instead of one. We gather your information once, compare policies across those companies, and recommend the option that fits your coverage needs and budget. You keep the same agent as your policies change.

  • Which types of insurance does Chabert offer?

    We write home, auto, flood, life, umbrella, and boat policies for individuals, plus general liability, property, workers' compensation, commercial auto, business interruption, and cyber coverage for businesses. One team handles both sides of your account.

  • Do you serve both Louisiana and Mississippi?

    Yes. Our agents are licensed in Louisiana and Mississippi [CONFIRM license numbers]. We work from offices in Mandeville and New Orleans and serve clients across both states by phone, email, and in person.

  • How do you find me a competitive rate?

    We send your details to the carriers we represent and compare what comes back. We look at premium, coverage limits, deductibles, and available discounts such as bundling auto with home, then show you the options together.

  • Can I manage my policy online?

    Yes. Our Client Portal, powered by GloveBox, holds your policy documents, ID cards, and billing links in one place. You can also request a policy change or certificate from our Client Center page.

  • How do I start a quote or file a claim?

    Call 504-326-6526 or fill out the quote form on this page and an agent will follow up. To report a claim, use the Report a Claim page or call the office and we will start the process with your carrier.

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Louisiana Insurance Tips & News

Insurance tips and local news

Practical guidance from our agents on coverage, claims, and living with Louisiana weather.

Actual Cash Value vs Replacement Cost on a Roof Claim

26 August 2026
Learn how ACV vs. RCV affects roof claim payouts, depreciation, and out-of-pocket costs, plus why Louisiana insurers increasingly use ACV coverage.

What Is Umbrella Insurance and Who Actually Needs It?

26 August 2026
Learn what umbrella insurance covers, who needs it, required underlying policies, real claim scenarios, and the cost of $1 million in extra protection.

What Is an Elevation Certificate and When Do You Need One?

26 August 2026
Learn what an elevation certificate measures, who can issue one, how it affects flood insurance rates, and when it's worth ordering under Risk Rating 2.0.

Request Your Free Insurance Quote

Request Your Free Insurance Quote

Send us a few details and a licensed agent will follow up to compare your options.

Contact Us

Call us

Speak with a licensed agent Monday through Friday, 8:00 a.m. to 5:00 p.m.

Email us

Send your questions and policy documents and we will reply.

Visit an office

Mandeville and New Orleans. Stop in or book a time that works for you.